GR Building Trades Credit Union Safe Sound Secure We are here for you The Credit Union is well capitalized with a capital-to-asset ratio over 13.50%*. The Credit Union does not participate in mortgages or subprime lending.   *(as of 06/30/2008) We are member-owned and not-for-profit cooperative. We exist to serve our members, not profit from them. More people seeking to put their money in a stable source offering good rates are turning to credit unions. Federal insurance covers credit unions, too:                         All Michigan credit unions are federally insured by a fund that, like the FDIC, is backed by the full faith and credit of the U.S. government.                         The National Credit Union Share Insurance Fund (NCUSIF) insures a person's savings up to at least $250,000.00-- with higher total coverage available if the member has a combination of individual, joint, trust, payable-on-death and other types of accounts; there is also separate insurance coverage of up to $250,000 for individual retirement accounts.                         The NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. To determine insurance coverage, see the NCUA’s insurance estimator at: http://webapps.ncua.gov/ins/                         For more information on federal share insurance, see the NCUA brochure “Your Insured Funds,” available at the link here: http://www.ncua.gov/Publications/brochures/insured_funds/funds.pdf.       Enjoy Surcharge-Free Access at 25,000 CO-OP Network ATMs We are a member of the largest credit union-only ATM network in the country.  CO-OP Network membership provides surcharge-free access at 25,000 ATMs, which includes 9,000 deposit-taking and 5,500 7-Eleven locations throughout the U.S. and Canada.  CO-OP Network’s membership has access to over 800,000 ATMs worldwide through links to NYCE, STAR, Cirrus, Pulse and Plus. New - Text Messaging and GPS! Find a CO-OP Network surcharge-free ATM when you’re away from your computer! Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone or download the database of more than 25,000 surcharge-free ATMs directly to your Garmin, Tom Tom or other GPS device here.* You’ll never be lost looking for a surcharge-free ATM again. Like CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited messages by using 692667 (MYCOOP). For Terms and Conditions of the text messaging service, please click here. *Note: By following the link to download to your GPS, you will be leaving the CO-OP Network Web site..

Home Banking The Credit Union has begun a security feature called Multi-factor Authentication.  This new enhanced logon has replaced our past process and will provide a higher level of security for your online access.  Browser requirements: Internet Explorer 6.0 or higher, FireFox 1.5 or higher, Netscaper6.1 or higher and your cookies muste enabled in order to access this site. Check Your GRBTCU VISA Card Online Holiday Closings THANKSGIVING HOLIDAY THURSDAY & FRIDAY NOVEMBER 27 & 28,2008 Hours and Location We are open Monday - Wednesday 8:30 AM to 5:00 PM and Thursday and Friday 8:30 AM to 5:30 PM We are located at 4555 West River Dr, Comstock Park, Michigan, 5 miles north of downtown Grand Rapids. Conveniently located just one block east of US 131.